# T183 Pre-Authorized Debit

**URL:** <https://www.protaxcommunity.com/t/t183-pre-authorized-debit/3550>\
**Category:** T1\
**Created:** [June 3, 2020, 4:50pm UTC](https://www.protaxcommunity.com/t/t183-pre-authorized-debit/3550 "2020-06-03T16:50:19Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![gil](https://avatars.discourse-cdn.com/v4/letter/g/9fc29f/32.png) [@gil](https://www.protaxcommunity.com/u/gil)\
**Post date:** [June 3, 2020, 4:50pm UTC](https://www.protaxcommunity.com/t/t183-pre-authorized-debit/3550/1 "2020-06-03T16:50:19Z")

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Curious why the banking information section of T183 Part C does not print on the T183 that the client signs. Form T183 in TC shows the banking info fields.

I have occasion to send out T183 by email, not knowing if they want to complete Part C. When I get the form back with Part C completed, I now need to call the client back to get their banking information.

The Part C comments refer to the “agreement details listed below”, but the banking info is missing. How can the signed PAD be valid without this “detail”?

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**Author:** ![David\_R\_Officer](https://avatars.discourse-cdn.com/v4/letter/d/e95f7d/32.png) [@David\_R\_Officer](https://www.protaxcommunity.com/u/David_R_Officer)\
**Post date:** [June 3, 2020, 5:17pm UTC](https://www.protaxcommunity.com/t/t183-pre-authorized-debit/3550/2 "2020-06-03T17:17:39Z")

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i’ve wondered why it is necessary to. If a client has direct deposit info, cra already has their info. it shouldn’t be required to set up PAD

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**Author:** ![joe.justjoe1](https://sea2.discourse-cdn.com/flex016/user_avatar/www.protaxcommunity.com/joe.justjoe1/32/220_2.png) [@joe.justjoe1](https://www.protaxcommunity.com/u/joe.justjoe1)\
**Post date:** [June 3, 2020, 5:24pm UTC](https://www.protaxcommunity.com/t/t183-pre-authorized-debit/3550/3 "2020-06-03T17:24:47Z")

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.  
.  
@gil = (1) PIPEDA, (2) the form is CRA specified, (3) other security concerns  
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@David_R_Officer = Just because a person knows what your bank account number is, does not mean you have authorized them to visit your bank and steal all of your retirement savings… 😟  
.  
.

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**Author:** ![helga\_spence](https://sea2.discourse-cdn.com/flex016/user_avatar/www.protaxcommunity.com/helga_spence/32/268_2.png) [@helga\_spence](https://www.protaxcommunity.com/u/helga_spence)\
**Post date:** [June 4, 2020, 3:00am UTC](https://www.protaxcommunity.com/t/t183-pre-authorized-debit/3550/4 "2020-06-04T03:00:36Z")

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Every cheque you ever wrote gave the recipient your banking information.

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**Author:** ![dklassencga](https://sea2.discourse-cdn.com/flex016/user_avatar/www.protaxcommunity.com/dklassencga/32/126_2.png) [@dklassencga](https://www.protaxcommunity.com/u/dklassencga)\
**Post date:** [June 7, 2020, 5:30am UTC](https://www.protaxcommunity.com/t/t183-pre-authorized-debit/3550/5 "2020-06-07T05:30:23Z")

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@David_R_Officer Because not everyone uses one bank account for all things. I have a few clients that put all “found money” like tax refunds into a travel fund account. Payments would come from the day to day account.

Just one example of “why” you would need to enter the banking info